What does CVF Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Payment history and purchase history
- Credit history and risk tolerance
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons CVF Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does CVF Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes -- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you. | Yes | Yes |
| For joint marketing with other financial companies. | Yes | Yes |
| For our affiliates’ everyday business purposes – information about your transactions and experiences. | No | We do not share |
| For our affiliates’ everyday business purposes – information about your creditworthiness. | No | We do not share |
| For our affiliates to market to you | Yes | Yes |
| For our non-affiliates to market to you | No | We do not share |
To Limit Our Sharing
Call 734-432-0212
PLEASE NOTE: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When
you are no longer our member, we continue to share information as described in this notice. However, you can contact us at any time
to limit our sharing.
Questions
Call 734-432-0212 or visit www.mycvf.org
Who we are
CVF Credit Union, a division of Catholic Vantage Financial
What we do
How does CVF Credit Union protect my information?
To protect your personal information from unauthorized access and use we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also provide you with educational materials related to identity theft to help safeguard your personal and account information.
How does CVF Credit Union collect my personal information?
We collect your personal information, for example, when you:
- Open an account or Provide account information
- Apply for financing or Apply for a loan
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates everyday business purposes – information about your
credit worthiness. - Affiliates from using your information to market to you.
- Sharing for non-affiliates to market to you.
State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on the account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Catholic Vantage Insurance Agency
Non-Affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Non-affiliates that we share with can include government agencies, plastic card processors, financial statement publishers or printers, mail house, consumer reporting agencies, and check printers.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or service to you.
- CUNA Mutual Group